Travel insurance

Even if you travel to nearby countries, medical treatment expenses in the event of an accident may reach tens of thousands of euros. Regardless of the purpose and length of your trip, you should always buy travel insurance.

IMPORTANT: Due to the recommendation of the Ministry of Foreign Affairs given on the 4th of September 2020, If Insurance is temporarily not selling any policies for extended travel interruption Insurance.

Travel information

Destination

Insurance period

Required

Date not valid

Date cannot be in a past

Start date can be max 365 days ahead

Required

Date not valid

End date can not be smaller than start date

Maximum period is 1 year

Date cannot be in a past

{{ model.periodInDays }} day(s)

Destination: {{ { value: model.effectiveArea, items: singleTripEffectiveAreas } | hkListItem: 'key':'name' }}

Insurance period: {{model.startDate | hkDate }} - {{model.endDate | hkDate }}, {{ model.periodInDays }} day(s)

Travelers

Mark the age of the traveler as on the start of the trip. Travelers details must be entered in the last step before payment.

Value must be number

Required

To continue, choose at least one travelers´ age group

You can insure up to 50 persons with one contract

Amount of travelers´ in the age groups.

{{ :: ageGroup.name }}: 1 traveler {{ :: ageGroup.name }}: {{ model.ageGroups[ageGroup.key] }} travelers

Insurance coverages

Sum insured per traveler.
If you would like to select different coverage or insurance sums for multiple travelers, please make separate contracts.

Medical assistance insurance

Luggage insurance

Travel interruption insurance

Extended Travel Interruption Insurance

In addition to the covered cases by Travel Interruption Insurance, Extended Travel Interruption Insurance also covers cancellation of flights or events, as well as interruptions caused by force majeure (such as terror, pandemic – also Covid-19, natural disaster, strikes). Insurance is also valid when the Foreign Ministry gives recommendations to avoid the target country.

Additional coverages

Liability insurance

Home contents insurance

Personal accident insurance

Rental car deductible

For If+ 3.level client this coverage is for free, you don´t have to choose it. Log in to check your If+ level.

Covers for activities

High risk activities, incl. sports
Physical work

Use redeem code

Redeem code

The discount of the If Plus Bonus Program will apply in the next step.

Coverages chosen

Medical assistance insurance {{ { value: model.package.medicalTreatment, items: package.medicalTreatment.priceVariants } | hkListItem: 'code':'title' }}
Luggage insurance {{ { value: model.package.luggage, items: package.luggage.priceVariants } | hkListItem: 'code':'title' }}
Travel interruption insurance {{ { value: model.package.travelInterruption, items: package.travelInterruption.priceVariants } | hkListItem: 'code':'title' }}
Extended Travel Interruption Insurance
Liability insurance {{ ::package.liability.priceVariant.title }}
Home contents insurance {{ ::package.content.priceVariant.title }}
Personal accident insurance {{ ::package.personalAccident.priceVariant.title }}
Rental car deductible {{ ::package.carRentalDeductible.priceVariant.title }}
High risk activities, incl. sports
Physical work

Purchase details

Policyholder is private person Policyholder is commercial client

ID code Company reg. code

Required

Check the code

Name

Required

Name

Required

Only latin characters allowed

Surname

Required

Only latin characters allowed

Required

Check the e-mail address

E-mail too long, only 70 characters allowed

Phone number

Required

Check the phone number

Name

{{ model.policyHolder.name | uppercase }} {{ model.policyHolder.surname | uppercase }}, {{ model.policyHolder.code }}

Phone number

Company representative

ID code

Name

Required

Only latin characters allowed

Surname

Required

Only latin characters allowed

Name

{{ model.authorizedPerson.name | uppercase }} {{ model.authorizedPerson.surname | uppercase }}, {{ model.authorizedPerson.code }}

I am a traveler

Travelers

Required

Only latin characters allowed

Required

Only latin characters allowed

Required

Check the code

In internet you can only insure persons until 75 years.

Person with such ID code has been already entered

Required

Date not valid

In internet you can only insure persons until 75 years.

Check the birth date

Price: {{model.premium | hkCurrency: 'False' }}

Your discounts {{model.discount | hkCurrency: 'False' }}

Terms and conditions

I accept terms and conditions:

Required

I confirm that insured persons start their trip from Estonia and insurance period is not longer or shorter than the trip from Estonia and back.

Required

If Insurance collects and processes data of policyholder and insured persons according to the Privacy policy among other things: 1. to assess insurance risk and calculate insurance premium; 2. manage insurance policies and calculate indemnity; 3. contact policyholder and insured persons, also send personal offers. In case of personal claim If processes health data of insured persons to clearify the circumstances of the insured event and to determine the compensation.

I agree that If will not send e-mails with invoices. Invoices are available in If e-buerau.

Required

Payment

Choose payment option and start paying. Coverage will be in force after the payment has been made.

Pay with internet bank

Pay with card

Paid with bill

Money will be taken from card automatically. You can have 12 split payments only if you are paying by card. In case other payment method is preferred, please choose another payment count.

Advantages

A private hospital may be contacted to receive medical assistance
In case of unexpected illness or accident, you can be sure that we´ll bring you home.
In case of accident call us +372 777 1211. We´ll help you 24/7.

Read terms and conditions:

Travel insurance conditions (in Estonian)

Travel insurance product information document (in Estonian)

Travel insurance

Travel insurance