Home insurance

Home insurance

Home insurance

Read more

Home insurance

General information

Required

Required

Required

Check the building year

Building year can not be in the future

Required

Check the number

Required

Required

Required

Check the code

Check the phone number

Check the phone number

By entering your phone number you consent that If P&C Insurance AS can contact you with purpose to offer individual consultation.
You can get acquainted with the principles of If´s personal data processing from the Privacy Policy.

Dwelling type: {{ { value: model.dwelling.type, items: dwellingTypes } | hkListItem: 'key':'name' }}

Address: {{ model.address.address.formattedAddress }}

Apartment number: {{ model.dwelling.flatNumber }}

Year of construction: {{ model.dwelling.constructionYear }}

Area: {{ model.dwelling.area }}

Building material: {{ { value: model.dwelling.material, items: buildingMaterials } | hkListItem: 'key':'name' }}

Permanent residence: Yes No

Policyholder: {{ model.policyHolder.code }}

Phone number: {{ model.phoneNumber }}

Insurance coverages

{{model.selectedPackage.buildingPremium | hkCurrency: 'False' }}
Flat Sum insured – restoration value House Sum insured {{model.dwelling.insuranceValue | hkCurrency: 'True' }} Cottage Sum insured {{model.dwelling.insuranceValue | hkCurrency: 'True' }} Semi-detached house Sum insured {{model.dwelling.insuranceValue | hkCurrency: 'True' }}
Hide info More information
  • Insured are interior decoration (wallpaper, parquet), non-bearing partition walls, a built-in oven, a stove, a fireplace, sanitary fittings, a sauna, ventilation, built-in kitchen furniture, doors, windows, etc.
  • The flat is insured without the legal share of the apartment building. This means that the insurance does not cover such items as the roof of the apartment building, the common staircase and so on. To insure the flat with the legal share of the apartment building, please call us on 777 1211.
  • The precise insurance coverage range is described in the insurance terms and conditions.
  • Insured are interior decoration (wallpaper, parquet), sanitary fittings, built-in heaters, built-in kitchen furniture, electrical systems, alarm systems, ventilation, heat pumps and other technical systems.
  • Also covered are the smaller auxiliary buildings (not exceeding 10 square metres) and ground-level structures that are part of the registered immovable. Auxiliary buildings larger than 10 square metres can be insured separately (step 3).
  • The precise insurance coverage range is described in the insurance terms and conditions.
  • Insured are interior decoration (wallpaper, parquet), sanitary fittings, built-in heaters, built-in kitchen furniture, electrical systems, alarm systems, ventilation, heat pumps and other technical systems.
  • Also covered are the smaller auxiliary buildings (not exceeding 10 square metres) and ground-level structures that are part of the registered immovable. Auxiliary buildings larger than 10 square metres can be insured separately (step 3).
  • The precise insurance coverage range is described in the insurance terms and conditions.
  • Insured are interior decoration (wallpaper, parquet), sanitary fittings, built-in heaters, built-in kitchen furniture, electrical systems, alarm systems, ventilation, heat pumps and other technical systems.
  • Also covered are the smaller auxiliary buildings (not exceeding 10 square metres) and ground-level structures that are part of the registered immovable. Auxiliary buildings larger than 10 square metres can be insured separately (step 3).
  • The precise insurance coverage range is described in the insurance terms and conditions.
{{model.selectedPackage.contentsPremium | hkCurrency: 'False' }}
Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }} Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }} Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }} Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }}
Hide info More information
  • Property situated in the home: furniture, clothes, home appliances, electronic devices, lighting fixtures, etc.
  • Property on the balcony, terrace and indoor storage spaces – insured in the All Risk and Classic package to the extent of 10% of the total household property insurance sum.
  • Items taken outside the home (for example: camera, bicycle) – insured in the Classic package in Estonia only and in the All Risk package in all European Union member states, Iceland, Liechtenstein, Norway and Switzerland.
  • Smart devices – purchased in the last 24 months, insured worldwide only in the All Risk package.
  • The precise insurance coverage range is described in the insurance terms and conditions
  • Property situated in the home: furniture, clothes, home appliances, electronic devices, lighting fixtures, etc.
  • Property in the auxiliary buildings, yard, balcony and terrace – insured in the All Risk and Classic package to the extent of 10% of the total household property insurance sum. The Main package covers only property in the auxiliary buildings to the extent of 10% of the total household property insurance sum.
  • Items taken outside the home (for example: camera, bicycle) – insured in the Classic package in Estonia only and in the All Risk package in all European Union member states, Iceland, Liechtenstein, Norway and Switzerland.
  • Smart devices – purchased in the last 24 months, insured worldwide only in the All Risk package.
  • The precise insurance coverage range is described in the insurance terms and conditions
  • Property situated in the cottage: furniture, clothes, home appliances, electronic devices, lighting fixtures, etc.
  • Property in the auxiliary buildings, yard, balcony and terrace – insured in the All Risk and Classic package to the extent of 10% of the total household property insurance sum. The Main package covers only property in the auxiliary buildings to the extent of 10% of the total household property insurance sum.
  • Items taken outside the home (for example: camera, bicycle) – insured in the Classic package in Estonia only and in the All Risk package in all European Union member states, Iceland, Liechtenstein, Norway and Switzerland.
  • Smart devices – purchased in the last 24 months, insured worldwide only in the All Risk package.
  • The precise insurance coverage range is described in the insurance terms and conditions
  • Property situated in the cottage: furniture, clothes, home appliances, electronic devices, lighting fixtures, etc.
  • Property in the auxiliary buildings, yard, balcony and terrace – insured in the All Risk and Classic package to the extent of 10% of the total household property insurance sum. The Main package covers only property in the auxiliary buildings to the extent of 10% of the total household property insurance sum.
  • Items taken outside the home (for example: camera, bicycle) – insured in the Classic package in Estonia only and in the All Risk package in all European Union member states, Iceland, Liechtenstein, Norway and Switzerland.
  • Smart devices – purchased in the last 24 months, insured worldwide only in the All Risk package.
  • The precise insurance coverage range is described in the insurance terms and conditions
{{model.selectedPackage.liabilityPremium | hkCurrency: 'False' }}
Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }} Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }} Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }} Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }}
Hide info More information
  • Liability insurance protects you in the event of loss that you have caused to others as the owner of an apartment. Besides damages we indemnify you for the necessary legal assistance and litigation expenses.
  • The precise insurance coverage range is described in the insurance terms and conditions.
  • Liability insurance protects you in the event of loss that you have caused to others as the owner of an house. Besides damages we indemnify you for the necessary legal assistance and litigation expenses.
  • The precise insurance coverage range is described in the insurance terms and conditions.
  • Liability insurance protects you in the event of loss that you have caused to others as the owner of an house. Besides damages we indemnify you for the necessary legal assistance and litigation expenses.
  • The precise insurance coverage range is described in the insurance terms and conditions.
  • Liability insurance protects you in the event of loss that you have caused to others as the owner of an house. Besides damages we indemnify you for the necessary legal assistance and litigation expenses.
  • The precise insurance coverage range is described in the insurance terms and conditions.
Your selection

{{p.title}}

Package includes:
Package does not include:
Deductible {{calculateDeductible() | hkCurrency: 'True' }}
Bonus coverages:
  • {{coverage.name}}
  • Flat Sum insured – restoration value House Sum insured {{model.dwelling.insuranceValue | hkCurrency: 'True' }} Cottage Sum insured {{model.dwelling.insuranceValue | hkCurrency: 'True' }} Semi-detached house Sum insured {{model.dwelling.insuranceValue | hkCurrency: 'True' }}
  • Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }} Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }} Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }} Household property Sum insured {{model.dwelling.contentValue | hkCurrency: 'True' }}
  • Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }} Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }} Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }} Liability insurance Sum insured {{model.selectedPackage.liabilityLimit | hkCurrency: 'True' }}
You have selected {{ p.title }}
  • {{r.title}} {{model.selectedPackage.items[r.code].text}} {{r.details}}
Bonus coverages:
  • {{coverage.name}}
Deductible {{calculateDeductible() | hkCurrency: 'False' }}

Additional buildings

×
Additional building {{$index + 1}}

Required

Required

Check the building year

If you insure in internet, the building cannot be older than 50 years.

Building year can not be in the future

Required

Check the number

Required

{{building.insuranceValue | hkCurrency: 'False' }} The sum insured is calculated automatically after the completion of data of the building.

Building type: {{ { value: building.type, items: buildingTypes } | hkListItem: 'key':'name' }}

Year of construction: {{ building.constructionYear }}

Area: {{ building.area }}

Building material: {{ { value: building.material, items: buildingMaterials } | hkListItem: 'key':'name' }}

You have´nt chosen any additional building

Making a purchase

Policyholder is private person Policyholder is commercial client

Required

Check the code

Required

Required

Required

Check the phone number

Check the phone number

Required

Check the e-mail address

E-mail too long, only 70 characters allowed

{{ model.policyHolder.name | uppercase }} {{ model.policyHolder.surname | uppercase }}, {{ model.policyHolder.code }}
{{ model.policyHolder.phoneNumber }}
{{ model.policyHolder.email }}
Company representative

Required

Required

{{ model.authorizedPerson.name | uppercase }} {{ model.authorizedPerson.surname | uppercase }}, {{ model.authorizedPerson.code }}
Is the insured property for loan guarantee?

Required

Required

Owners
Home in common ownership can be insured in the e-bureau only in its entirety. If you want to insure only the part of the house that belongs to you, call us at the Insurance Phone 777 1211.

Required

Check the code

Person with such ID code has been already entered

Required

Required

Insurance period
to {{model.endDate | hkDate }}

Required

Date not valid

Start date can not be smaller than {{model.minStartDate | hkDate }}

Start date can not be bigger than 20.08.2019

Payment schedule
Nr. Payment deadline Amount
{{ $index + 1 }} {{payment.dueDate | hkDate }} {{payment.amount | hkCurrency: 'False' }}
{{model.premium | hkCurrency: 'False' }} per year.
Your discounts {{model.discount | hkCurrency: 'False' }}
Terms and conditions
I accept terms and conditions:

Required

If Insurance collects and processes data of policyholder, insured object and persons connected to the object according to the Privacy policy among other things: 1. to assess insurance risk and calculate insurance premium; 2. manage insurance policies and calculate indemnity; 3. contact policyholder and insured persons, also send personal offers, including renewals.
Payment

Choose payment option and start paying. Coverage will be in force after the payment has been made.

  • Pay with internet bank
    Pay with card
Paid with bill

Important to know

  • In case of an accident at home we help you around the clock.
  • Damages caused by the leakage of pipeline is compensated only in the residential building and the sauna.

Read terms and conditions (in Estonian):

Classic package
All risk package
Liability insurance
General conditions
Home insurance product information document